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The toughest part of moving is getting started. Finding the right neighborhoods, understanding listings, finding an agent you like, getting a mortgage, finding insurance… yikes!

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Mortgage Calculators


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Smart Calculators

How Much Home Can I Afford?

You can use this calculator as a guide to determine what the mortgage companies will allow you to borrow and how much will you save on taxes. There are a lot of factors, of course, which will ultimately determine how much your bank or mortgage company will loan you, but gross income and current debt payments are the most heavily weighted qualifiers.

How Much Home Can I afford?

Determine how much you can borrow.

Step 1 of 5

Property and Loan Information:

% Years %

How Much Home Can I afford?

Determine how much you can borrow.

Step 2 of 5

Property and Loan Information:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 3 of 5

Monthly Income:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 4 of 5

Monthly Debt:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 5 of 5

Monthly Debt:

$ $

Results

Qualifying Loan Amount: Down Payment: Property Value: Monthly Principal & Interest: Monthly Taxes and Insurance: Monthly Private Mortgage Insurance (PMI): Total Monthly Payment (PITI): Tax Deductible Portion of Payment: Current Income to Payment Ratio (max=28%): Current Debt to Income Ratio (max=36%):

NOTICE: This calculator assumes conventional financing for all calculations however the final amount may be different depending on your circumstances. To ensure accuracy it is recommended you obtain personal advice from qualified professionals.

Discover a New Neighborhood: Here's how to explore great new neighborhoods in which to live.