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Casualty insurance types and coverage levels


The eleven common perils are:
  • Fire of lightning
  • Loss of property because of fir of other perils
  • Windstorm or hail
  • Explosion
  • Riots and other civil commotions
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism and malicious mischief
  • Theft
  • Breakage of glass that constitutes a part of the building


The following table is a guide to the different types of coverage and can be used to help you decide what level is appropriate for you.

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