Smart Calculators

Mortgage Calculators


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How Much Home Can I Afford?

You can use this calculator as a guide to determine what the mortgage companies will allow you to borrow and how much will you save on taxes. There are a lot of factors, of course, which will ultimately determine how much your bank or mortgage company will loan you, but gross income and current debt payments are the most heavily weighted qualifiers.

How Much Home Can I afford?

Determine how much you can borrow.

Step 1 of 5

Property and Loan Information:

% Years %

How Much Home Can I afford?

Determine how much you can borrow.

Step 2 of 5

Property and Loan Information:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 3 of 5

Monthly Income:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 4 of 5

Monthly Debt:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 5 of 5

Monthly Debt:

$ $

Results

Qualifying Loan Amount: Down Payment: Property Value: Monthly Principal & Interest: Monthly Taxes and Insurance: Monthly Private Mortgage Insurance (PMI): Total Monthly Payment (PITI): Tax Deductible Portion of Payment: Current Income to Payment Ratio (max=28%): Current Debt to Income Ratio (max=36%):

NOTICE: This calculator assumes conventional financing for all calculations however the final amount may be different depending on your circumstances. To ensure accuracy it is recommended you obtain personal advice from qualified professionals.

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Can You Save Money by Refinancing?

This calculator will show the Monthly Payment and Total Interest and Refinancing Savings when you refinance your current mortgage at a lower interest rate. You can check "Finance the Closing Costs" box to see how many months it will take to break even on the closing costs.

Can You Save Money by Refinancing?

Calculate your savings quickly and easily.

Step 1 of 2

Current Loan Information:

Principal Balance:
(remaining pay-off balance)
$
$ %

Can You Save Money by Refinancing?

Calculate your savings quickly and easily.

Step 2 of 2

New Loan Information:

Annual Interest Rate: % Term: Years $ Finance the Closing Costs

Results

New Monthly Payment: Monthly Payment Reduction: Total Current Interest: Total Interest After Refinancing: Interest Savings: Months for Interest Savings to Offset Closing Costs: Total Refinancing Savings: (Interst Savings minus Closing Costs)
NOTICE: This calculator assumes conventional financing for all calculations however the final amount may be different depending on your circumstances. To ensure accuracy it is recommended you obtain personal advice from qualified professionals.


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How Much Will It Cost?

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This calculator will compute your Monthly Payment, the Total Interest you will pay over the term of the loan plus the total amount you will actually pay for borrowing the money. Simply input your information in to the required field. You can check "Show Amortization Schedule" box to see a breakdown of payments.

How Much Will It Cost?

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Calculate monthly mortgage payments easily in seconds.

Step 1 of 1

Loan Information:

$ Years % Show Amortization Schedule

Results

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Monthly Payment: Total Interest: Total Payment:
NOTICE: This calculator assumes conventional financing for all calculations however the final amount may be different depending on your circumstances. To ensure accuracy it is recommended you obtain personal advice from qualified professionals.