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Homes For Sale: The Smartest Way to Search for Your New Home



Ask anyone who has ever looked to buy a new home; the toughest part is getting started. Figuring out exactly what neighborhoods to check out, making sense of listings, finding a real estate professional you’ll enjoy working with, qualifying for a mortgage, getting insurance… it can be tough to be a homebuyer.

We’re here to help. With our partner, USrealestate.com, we make it easy for you to learn the lingo, search the latest real estate listings to find your dream home, and connect with qualified home inspectors, appraisers, mortgage brokers and insurance agents.

Mortgage Calculators


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Smart Calculators

How Much Home Can I Afford?

You can use this calculator as a guide to determine what the mortgage companies will allow you to borrow and how much will you save on taxes. There are a lot of factors, of course, which will ultimately determine how much your bank or mortgage company will loan you, but gross income and current debt payments are the most heavily weighted qualifiers.

How Much Home Can I afford?

Determine how much you can borrow.

Step 1 of 5

Property and Loan Information:

% Years %

How Much Home Can I afford?

Determine how much you can borrow.

Step 2 of 5

Property and Loan Information:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 3 of 5

Monthly Income:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 4 of 5

Monthly Debt:

$ $ $

How Much Home Can I afford?

Determine how much you can borrow.

Step 5 of 5

Monthly Debt:

$ $

Results

Qualifying Loan Amount: Down Payment: Property Value: Monthly Principal & Interest: Monthly Taxes and Insurance: Monthly Private Mortgage Insurance (PMI): Total Monthly Payment (PITI): Tax Deductible Portion of Payment: Current Income to Payment Ratio (max=28%): Current Debt to Income Ratio (max=36%):

NOTICE: This calculator assumes conventional financing for all calculations however the final amount may be different depending on your circumstances. To ensure accuracy it is recommended you obtain personal advice from qualified professionals.